Applicable to MSMEs and large corporates,

• WIBA/WIBA Plus – covers employees of the Insured whilst on duty and engaged in the execution of the Insured’s business &/or any project undertaken by the insured, against accidental bodily injury, disablement or death or occupational illness
• Employers Liability – covers is a policy that protects employers against legal liability under common law, negligence or breach of statutory duty for damages and claimant’s costs and expenses of litigation in respect of accidents, diseases or even death to employees happening in the course of employment. It is therefore necessary for that Employers’ liability insurance be arranged in addition to WIBA policy which is compulsory by law
• Public Liability – covers is a policy that protects against claims of personal injury or property damage that a third party suffers (or claims to have suffered) as a result of your business activities.
• Professional indemnity – liability insurance which helps protect professionals from legal liability that may arise due to acts of negligence, error or omission in the rendering of or failure to render professional services for others in the insured’s capacity as a professional

General Benefits

        Dental benefits include :

• Dental consultation.
• Fillings and extractions.
• Root canal.
• Scaling.

         Optical benefits include :

• Ophthalmologic consultation.
• Contact lenses.
• Frames (allowed once every two years up to Ksh. 15,000

or the Optical limit whichever is lower).

• Glasses.